Terms & Conditions
Effective October 2019
Terms of website use
Other applicable terms
Information about us
www.lumi-pay.com is a site operated by LumiPay (“We“). We are registered at
LUMI TRADE LTD
71-75 SHELTON STREET, COVENT GARDEN
Changes to these terms
Changes to the Website
We may update the Website from time to time, and may change the content at any time. However, please note that any of the content on the Website may be out of date at any given time, and we are under no obligation to update it.
We do not guarantee that the Website, or any content on it, will be free from errors or omissions.
Accessing the Website
The Website is made available free of charge, although you should be aware that charges for internet use may apply at rates determined by your provider.
We do not guarantee that the Website, or any content on it, will always be available or be uninterrupted. Access to the Website is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of the Website without notice. We will not be liable to you if for any reason the Website is unavailable at any time or for any period.
You are responsible for making all arrangements necessary for you to have access to the Website.
Intellectual property rights
We are the owner or the licensee of all intellectual property rights in the Website, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from the Website for your personal use and you may draw the attention of others within your organisation to content posted on the Website.
You must not copy, download, upload, modify reproduce, transmit, delete, add to, distribute in any way, or otherwise use for any purpose any of the materials (whether in tangible of printed or electronic form) from, or embodied in, the Website in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status (and that of any identified contributors) as the authors of content on the Website must always be acknowledged.
You must not use any part of the content on the Website for commercial purposes without obtaining a licence to do so from us or our licensors.
No reliance on information
The content on the Website is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on the Website.
Although we make reasonable efforts to update the information on the Website, we make no representations, warranties or guarantees, whether express or implied, that the content on the Website is accurate, complete or up-to-date.
Limitation of Liability & Indemnity
To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to the Website or any content on it, whether expressed or implied.
We and our employees, officers, directors, shareholders, affiliates, agents, representatives, licensors, suppliers and service providers will not be liable to you (whether in contract, tort (including negligence), breach of statutory duty, misrepresentation (whether innocent or negligent) or otherwise, in all cases even if foreseeable) for any indirect, incidental, consequential, special, exemplary or punitive damages of any kind, under any contract, negligence, strict liability or other theory, including without limitation, damages for loss of profits (whether direct or indirect), sales, business or revenue, loss of use, loss of data loss of other intangibles, business interruption, loss of anticipated savings, loss of business opportunity, goodwill or reputation, loss of security of submissions or other materials or information you have provided in connection with your use of the Website, or unauthorized interception or any such materials or information by third parties, even if advised in advance of such damages or losses in particular and without limitation we and our employees, officers, directors, shareholders, affiliates, agents, representatives, licensors, suppliers and service providers will not be liable for damages of any kind resulting from your use of or inability to use the Website or from any content posted on or made available through the Website by us or any third party, your sole and exclusive remedy for dissatisfaction with the Website or any materials created through the Website is to stop using the Website. Our maximum liability for all damages, losses and causes of action, whether in contract, tort (including without limitation negligence or otherwise) shall be the total amount, if any, paid by you to us to access and use the Website.
We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website or to your downloading of any content on it, or on any website linked to it.
We assume no responsibility for the content of websites linked to the Website. Such links should not be interpreted as an endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.
We do not guarantee that the Website will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programmes and platform in order to access the Website. You should use your own virus protection software.
You must not misuse the Website by knowingly introducing, including without limitation, any viruses, trojans, easter eggs, worms, logic bombs, time bombs, spyware or computer code or other material which is malicious or technologically harmful or is intended to damage, disrupt, interfere with or hijack the operation of, or monitor the use of, any hardware, software or equipment, or of the Website itself or the servers or networks used to make the Website available. You must not modify, adapt, translate, reverse engineer, decompile or disassemble any portion of the Website. ·You must not use any robot, spider, site search/retrieval application or other manual or automatic device to retrieve, index, “scrape,” “data mine” or in any way gather Website content or reproduce or circumvent the navigational structure or presentation of the Website. You must not attempt to gain unauthorised access to the Website, the server on which the Website is stored or any server, computer or database connected to the Website. You must not attack the Website via a denial-of-service attack or a distributed denial-of service attack.
By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Website will cease immediately.
Linking to the Website
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
You must not establish a link to the Website in any website that is not owned by you.
The Website must not be framed on any other site, nor may you create a link to any part of the Website other than the home page.
We reserve the right at any time and in its sole discretion, to block links to the Website through technological or other means without prior notice.
Third party links and resources on the Website
Where the Website contains links to other websites and resources provided by third parties, these links are provided for your information only and do not represent an endorsement of that website by us. Because we have no control over such sites and resources, you acknowledge and agree that we, our employees, officers, directors, shareholders, affiliates, agents, representatives, licensors, suppliers and service providers are not responsible for the availability of such external sites or resources, and we, our employees, officers, directors, shareholders, affiliates, agents, representatives, licensors, suppliers and service providers neither endorse nor are responsible or liable for any content, advertising, products or other materials on or available through such websites or resources.
Other websites may provide links to the Website with or without our authorization. You acknowledge and agree that we, our employees, officers, directors, shareholders, affiliates, agents, representatives, licensors, suppliers and service providers do not endorse such sites, and are not and shall not be responsible or liable for any links from those sites to the Website, any content, advertising, products or other materials available on or through such other sites, or any loss or damages incurred in connection therewith.
When you visit the Website or send e-mails to us, you are communicating with us electronically. For contractual purposes, you consent to receive communications electronically from us and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. This condition does not affect your statutory rights.
- Trade marks
Our trade marks (whether registered or unregistered), trade names and any service marks (“Trade Marks”) appearing on the Website are the property of LumiPay and may not be used by you in any manner. All other trademarks, trade names or service marks not owned by us (or any companies within our parent’s group of companies), that appear on this Website are the property of their respective owners, who may or may not be affiliated with, or connected to, us (or any companies within our parent’s group of companies) and are also subject to similar restrictions on use.
Terms of competition in affiliation with The Extract
Entries must be made before midnight on Tuesday, 3rd March, 2020.
A completed application form is required for entry.
Winner will be contacted via email no later than the 9th March, 2020 and must claim their prize within 5 days of notification.
The prize is non-transferable.
The decision of LumiPay is final.
No cash alternative will be offered.
By entering your email you agree that you are happy for LumiPay to update you about other competitions and news.